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Khalti provides a seamless mobile payment solution for mobile recharge, making electricity bills, water bill payments, internet bills, shopping essentials items, and numerous other services. But, you need to have funds in Khalti to make these payments. Want to know the ways to load funds in your Khalti wallet? Here’s a quick guide to clear all your doubts and make the most out of our Khalti services. For those having a bank account  and not having a bank account, you have different options to load money in your Khalti wallet:

You can load fund in Khalti using any of the following methods:

1. Mobile Banking

2. Bank Linking

3. E-Banking/internet banking

4. ATM Debit/Credit/SCT Cards

5. ConnectIPS e-Payment System

6. Cooperative’s Smart APP

7. Khalti Transfer (Send/Request)

8. Khalti Pasal (Cash Agents)

9. Cash Deposit Vouchers

10. Paypoint Kiosk Machines

11. Bhatbhateni Money Transfer Counters (BMT Counters)

12. City Express Counters



Do you have a bank account? You can load funds in Khalti using internet banking, mobile banking, and Debit/Credit cards.


1. How to load funds in Khalti using Mobile Banking?

You can load funds in Khalti via mobile banking in the below steps and make all types of payments with ease:

1. Download, Sign up and log in to the Khalti app.

2. Tap on ‘Load Fund’, and tap on mobile banking and choose your bank

3. On the mobile banking app, tap on ‘Load Wallet’ and choose ‘Khalti Payment’

4. Enter the amount you want to load, your Khalti ID (phone number/email), your bank account details, and tap on ‘SEND’

5. Your Khalti wallet will be loaded.

6. You will get a confirmation message on your mobile phone from the bank about the transaction.

7. You can now go to your ‘Khalti’ app and see ‘Transaction History’ for confirmation. You can find your Khalti account being loaded there.


2. How to load funds in Khalti from Linked Account?

1. Download, Sign up and log in to the Khalti app.

2. Tap on ‘Load Fund’, and tap on “Linked Account

3. The linked bank which you linked in Khalti will be displayed in the tab “Linked Account”

4. Enter the amount you want to load and enter the remarks section as well

5. Now tap on “Load Fund”

6. Now your fund will be directly loaded from your linked bank account to your Khalti Wallet.

7. You can now go to your ‘Khalti’ app and see ‘Transaction History’ for confirmation. You can find your Khalti account being loaded there.

Haven’t linked your bank account in Khalti yet? https://blog.khalti.com/tips/introducing-our-new-service-khalti-bank-direct/  to know how to link your bank account.


3. How to load funds in Khalti via internet banking?

You can load funds on Khalti account via eBanking in the below steps and make all types of payments with ease:

1. Open and log in to Khalti app on your smartphone or via web dashboard on khalti.com

2. Tap on ‘Load Fund’

3. Enter the amount you want to load and tap on ‘LOAD FUND’

4. Choose your bank from the list of banks to load your Khalti account.

5. eBanking site of the particular bank opens. Log in to the site using your ‘Username’ and ‘Password’.

6. Tap on ‘Pay’

7. A code will be sent to your registered mobile number and to your email address. Enter the code, and tap on ‘Transfer’

8. Your wallet will be loaded. (For confirmation, you will be receiving a message from Khalti on your mobile number). Go to Khalti App and refresh your balance


4. How to load funds in Khalti via Debit/Credit cards?

1: Login into your Khalti Account using registered phone number and password

2: Tap on ‘Load Fund’ and select Debit/ Credit Card

3: Choose the bank and amount to load funds

4: Enter your card number as in your VISA/SCT, Expiry date, Card holder’s name

5: Enter your 3-digit CVV security code which you can find at the back of your card

6: Enter the name of your Bank, bank country, and e-mail

7: Enter the One Time Password (OTP) that you received on your phone and complete the transaction

8: Your funds will be loaded instantly

Note: You need to have your Khalti KYC verified to load fund in Khalti wallet using Debit/Credit cards. Fill and Verify Khalti KYC in 2 minutes!


5. Load fund in Khalti using connect IPS e-Payment System

You can load funds to your Khalti wallet directly from connect IPS, the e-Payment System developed by Nepal Clearing House Limited (NCHL).  You can in connect IPS System in these 3 simple steps:

1. Go to www.connectips.com and enroll as a user

2. Link your bank account

3. Verify and activate the linked account from your respective bank

After completion of these 3 simple steps, you are all set to load funds into your Khalti wallet using connect IPS e-Payment System and make cashless payments for goods and services.


6. How to load funds in Khalti using Cooperative’s Smart App?

Here is the good news for all the users who have their accounts at Cooperatives. Now you can easily load money by downloading the cooperative smart app from the play store( available only in android). To load follow these simple steps:

1. Download and SignUp/log in to the respective Cooperative’s app 

2. On the home screen tap on the Payment section.

3. On the top, you will see the Khalti icon and now tap on the Khalti icon

4. After tapping it select your account type, enter your Khalti ID and the amount you want to load in your Khalti wallet

5. Once you enter the details tap on “Request”

6. Now confirm all the details and tap on “Submit”

7. After tapping on Submit your Khalti wallet will be loaded, to complete the procedure tap on OK

Here is the available list of cooperatives, from which you can load to Khalti by downloading their Smart app: https://bit.ly/khalticooperativelist


Don’t have a bank account? You can still load fund in Khalti


You need not worry even if you don’t have a bank account or internet or mobile banking enabled.

To cater to the unbanked population in Nepal and making digital payments accessible for all, Khalti has brought new offline methods to load funds. You can also load fund in Khalti in a very simple way through Khalti Transfer, Khalti Pasal, and Cash Deposit Vouchers:

7. How to load funds in Khalti using Khalti Transfer (Send/Request)?

You can ask your friends, family members, and relatives to transfer funds to your Khalti account.

1. Login into your Khalti Account using your registered phone number and password

2. Tap on ‘Send/Request’

3. Enter the mobile number to whom you’re sending the fund and the amount of fund, and tap on ‘SEND’. Likewise, to request fund, on the ‘REQUEST’ tab, enter the mobile number from whom you’re requesting fund, the amount of fund requested, and tap on ‘SEND’

4. After the transaction has been completed, your Khalti wallet will be loaded immediately

5. For confirmation, you will be receiving a message from Khalti on your mobile number. Go to Khalti App and refresh your balance


8. Load fund in Khalti from Khalti Pasal (Cash Agents)

You can go to a nearby Khalti Pasal and ask for a fund transfer to your Khalti account. There are more than 5000 Khalti Pasal spread across different locations all over Nepal. There should be one nearby you.

Khalti Pasal

Khalti Pasal


9. Load fund in Khalti using Cash Deposit Vouchers

You do not require a bank account to load funds to your Khalti wallet. You can load fund in Khalti using our cash deposit vouchers available in NIBL, Machhapuchchhre Bank, Lumbini Bikas Bank. Shangri-la Development Bank and ICFC Finance

1. Go to the nearest branch of any of these five banks.

2. Ask for Khalti Deposit Vouchers and fill it

3. Enter your Khalti ID and Customer’s Name( Registered with Khalti) and fill in other requisite details

4. Deposit the voucher along with the amount to be deposited

5. Your Khalti wallet will be loaded immediately

6. For confirmation, you will be receiving a message from Khalti on your mobile number. Go to Khalti App and refresh your balance

Watch this video tutorial on how to load fund in Khalti via Khalti Cash Deposit Vouchers

Video: https://www.youtube.com/watch?v=ZvxPzgXYZug


10. How to load fund using Paypoint Kiosk Machines

1. Go to the nearest Paypoint Kiosk machine & Select “Wallet Khalti” from the home screen

2. Enter your Khalti Mobile Number ( Registered with Khalti) and the desired amount

3. Deposit the cash one by one into the Kiosk Machine

(It is to be duly noted that only transactions of up to Rs 10,000 can be made from the Kiosk Machine at once). After the transaction has been completed, your Khalti wallet will be loaded immediately & you will receive a notification on your phone.

Deposit the cash one by one into the Kiosk Machine: https://bit.ly/khaltikiosk


11. How to Load Fund in Khalti from Bhatbhateni Money Transfer Counters

Now you can easily load money from different branches of Bhatbhateni supermarket. Goto nearby Bhatbhateni and look for BMT (Bhatbhateni Money Transfer Counter). Simply ask the person at the counter that you need to load Khalti. Give your Khalti ID and handover the cash. Your Khalti account will be loaded instantly.

Here is the list of branches of Bhatbhateni supermarket ( Kathmandu valley and outside the valley): https://bit.ly/bmtcounters


12. How to Load Fund in Khalti from City Express Counters

Established in 2007, City Express is one of the most well-known remittance service providers in Nepal. The company has a wide & dependable distribution network of over 7500+ payout locations throughout Nepal. Now you can visit the 7500+ payout center to load money in your Khalti wallet. The representative of the payout center will load money into your wallet without any charge.

Here is the link to the payout locations: 

https://docs.google.com/spreadsheets/d/1pxGeAk9If00SvZzYtY8C07U0qxCYEclh_A4E_bFVVeY/edit?usp=sharing


After you load the fund in Khalti, you are all set to make all types of bill payments instantly.


Got into a problem?

Reach out to our support team at:

Phone:
01-5524415

Whatsapp/Viber/SMS/Call: 9801165561

E-mail:
support@khalti.com

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Read Also: How to fill and verify your KYC in just 2 minutes?