Traveling internationally can be quite thrilling, but ensuring safety while traveling is also a must. So, how can we ensure safety while traveling? Khalti has partnered with Himalayan Everest Insurance to provide International Travel Insurance (ITI) ensuring safety throughout your trip.
ITI is a type of insurance that covers different risks and financial losses while traveling. Nepalese citizens traveling to various foreign countries for business and entertainment purposes can take this insurance to ensure travel safety. You can buy ITI insurance from Khalti conveniently.
Why ITI with Khalti?
International Travel Insurance with Khalti caters to the diverse needs of travelers. Whether you’re heading for a business meeting or exploring new destinations for leisure, ITI offers a safety net against various risks and financial losses.
For Whom?
Nepalese citizens planning trips abroad are eligible to benefit from ITI. Whether you’re a business professional, a holidaymaker, or part of the workforce heading overseas, ITI is designed to meet your travel insurance needs.
Coverage Highlights:
Personal Accident:
Accidental Death
Permanent Disablement
Emergency Medical & Hospitalization:
Medical and hospitalization expenses
Daily Hospitalization Cash
Visit by Relative
Return of Minor Children
Follow-up treatment in Nepal
Medical Evacuation & Repatriation:
Repatriation to Mortal Remains
Repatriation of hospitalized insured
Travel Inconveniences:
Loss/Damage of Baggage
Travel Delay
Luggage Delay
Trip Cancellation
Loss of Travel Documents
Hijack/Terrorism
Plans and benefits of ITI
| Plan 1 (USD) | Plan 2 (USD) | ||
| Section 1 : Personal Accident | |||
| 1.1
|
Accidental Death
Adult (18 – 65) |
15,000 |
30,000 |
| Senior Citizen (66 – 80) | 7,000 | 10,000 | |
| Children (0 – 17) | 10,000 | 15,000 | |
| 1.2
|
Permanent Disablement
Adult (18 – 65) |
15,000 |
30,000 |
| Senior Citizen (66 – 80) | 7,000 | 10,000 | |
| Children (0 – 17) | 10,000 | 15,000 | |
| Section 2: Emergency Medical and Hospitalization | |||
| 2.1 | Overseas Emergency Medical and Hospitalization Expenses Reimburse expenses (including cost of emergency dental treatment) incurred during accident or sickness | 40,000 | 100,000 |
| Sublimit: Dental | 500 | 500 | |
| Excess : | 50 | 50 | |
| 2.2 | Daily Hospitalization Cash Benefit
Pays for each complete day you are confined in a hospital on top of medical costs incurred |
50 per day Up to 300 | 50 per day Up to 500 |
| 2.3 | Compassionate Visit by Relative
Pays the cost of one-way economy travel for one family member to visit and stay with the Insured at the moment of being hospitalized for more than 7 consecutive days. |
1,000 | 1,500 |
| 2.4 | Return of Minor Children
Pays the cost of one-way economy airfare to return back the children who are traveling with insured if they are left without supervision following the insured hospitalized for at least 7 consecutive days |
1,000 | 1,500 |
| 2.5 | Follow-up Treatment in Nepal
Reimbursement of medical treatment in the Home Country |
1,000 | 2,000 |
| Section 3: Medical Evacuation and Repatriation | |||
| 3.1 | Emergency Medical Evacuation and Repatriation
In the event that the Insured Person is hospitalized abroad and it is medically necessary for the Insured Person to be repatriated back to their Home Country to continue treatment, we will pay in respect of reasonable and necessary repatriation costs including the reasonable transportation costs of one qualified medical attendant accompanying the Insured Person |
40,000 | 100,000 |
| 3.2 | Repatriation of Mortal Remains
Pays for the cost of burial or cremation in the locality where death occurs or the expenses of transporting the mortal remains back to Nepal. |
5,000 | 7,000 |
| Section 4: Travel Inconveniences | |||
| 4.1 | Loss or Damage of In-flight Checked-in Baggage
Reimbursement for loss of check-in baggage during the carriage by air, performed by the carrier company |
1,000 | 2,000 |
| Excess : | 50 | 50 | |
| 4.2 | Loss or Damage to Unchecked Luggage and Personal Effects Pays for loss of or damage to your baggage including articles worn or carried | 500 | 500 |
| Excess : | 50 | 50 | |
| 4.3 | Travel Delay
Pays if the conveyance is delayed from the scheduled departure time |
10 per one hour Up to 300
Excess First 8 hours |
10 per one hour Up to 500
Excess First 8 hours |
| 4.4 | Luggage Delay
Pays if your checked-in baggage is delayed upon arrival at your destination abroad |
50 per 12 hours Up to 250
Excess First 8 hours |
50 per 12 hours Up to 300
Excess First 8 hours |
| 4.5 | Trip Cancellation
Reimburses for irrecoverable travel accommodation expenses paid in advance provided that the insurance is purchased not less than 14 days prior to the commencement of the scheduled trip |
1,000 | 1,000 |
| 4.6 | Trip Curtailment
Reimburses for irrecoverable travel accommodation expenses paid in advance due to curtailment |
1,000 | 1,000 |
| 4.7 | Missed Departure
Pays due to common air carrier misconnection and no alternative transportation is made available to you within 4 hours |
100 | 100 |
| 4.8 | Loss of Credit Card
Pays you for the cost of replacing the card provided the loss must be reported to the credit card issuance company within 6 hours of theft |
100 | 100 |
| 4.9 | Loss of Travel Documents and Money
Pays for travel and accommodation expenses including the cost of obtaining replacement passports, travel tickets, and other relevant travel documents. Loss of money due to theft is covered up to 100 |
300 | 300 |
| 4.10 | Hijacking Inconvenience
Pays for inconvenience suffered during the hijacking of the flight |
50 per 24 hours up to 150 | 50 per 24 hours up to 150 |
|
4.11 |
Personal Liability
Indemnifies you for legal liability towards third parties or damage to their property due to your negligence. |
100,000 | 250,000 |
| 4.12 | Home Benefit
Reimbursement for loss of home contents while on trip due to fire and theft |
100 | 100 |
| 4.13 | Limited Terrorism Cover
Provides coverage for bodily injuries, death and permanent disablement sustained as a result of an act of terrorism and the Insured Person has no direct or indirect participation in the act. However, claims incurred as a result of nuclear, chemical or biological weapons or events are not covered. Terrorism is defined as the systematic or planned use of violence, fear, or threat of violence in order to intimidate a population or government, especially as a means of coercion or to obtain a granting of any demand. |
Provided | Provided |
| Section 5 : Ancillary Services | |||
| 5.1 | Delivery of Medicines | Provided | Provided |
| 5.2 | Relay of Urgent Messages | Provided | Provided |
| 5.3 | Long Distance Medical Information Services | Provided | Provided |
| 5.4 | Medical Referral/ Appointment of Local Medical Specialist | Provided | Provided |
| 5.5 | Connection Services | Provided | Provided |
Premium Rate
For Travellers aged between 18 – 65 years old For Asia Pacific
| 100% Re- insurance premium in
USD |
Plan 1 |
Plan 2
|
||||
| Individual | Family | Individual | Family | |||
| Tenure | USD | USD | USD | USD | ||
| Up to 7 days | 10.9 | 26.2 | 13.1 | 31.4 | ||
| Up to 14 days | 13.3 | 32.0 | 16.0 | 38.4 | ||
| Up to 21 days | 13.9 | 33.5 | 16.7 | 40.2 | ||
| Up to 1 months (30 days) | 18.2 | 43.7 | 21.8 | 52.4 | ||
| Up to 2 months (60 days) | 23.0 | 55.3 | 27.7 | 66.4 | ||
| Up to 3 months (90 days) | 31.5 | 75.7 | 37.8 | 90.8 | ||
| Up to 4 months (120 days) | 51.5 | 123.7 | 61.9 | 148.5 | ||
| Up to 5 months (150 days) | 61.8 | 148.4 | 74.2 | 178.2 | ||
| Up to 6 months (180 days) | 75.8 | 181.9 | 91.0 | 218.4 | ||
| Up to 1 year multiple trips | 100.0 | 240.1 | 120.1 | 288.2 | ||
For Worldwide 1 (Excluding USA and Canada)
| 100% Reinsurance premium in USD | Plan 1 | Plan 2 | |||
| Individual | Family | Individual | Family | ||
| Tenure | USD | USD | USD | USD | |
| Up to 7 days | 13.9 | 33.3 | 16.7 | 40.0 | |
| Up to 14 days | 17.3 | 41.6 | 20.8 | 50.0 | |
| Up to 21 days | 17.8 | 42.8 | 21.4 | 51.4 | |
| Up to 1 month (30 days) | 23.3 | 55.9 | 28.0 | 67.1 | |
| Up to 2 months (60 days) | 29.7 | 71.3 | 35.7 | 85.6 | |
| Up to 3 months (90 days) | 42.1 | 101.1 | 50.6 | 121.3 | |
| Up to 4 months (120 days) | 69.4 | 166.5 | 83.3 | 199.8 | |
| Up to 5 months (150 days) | 82.7 | 198.6 | 99.3 | 238.4 | |
| Up to 6 months (180 days) | 103.0 | 247.3 | 123.7 | 296.9 | |
| Up to 1 year multiple trips | 130.0 | 312.1 | 156.1 | 374.7 | |
For Worldwide 2 (Including USA and Canada)
| 100% Reinsurance premium in USD |
Plan 1 |
Plan 2 |
|||
| Individual | Family | Individual | Family | ||
| Tenure | USD | USD | USD | USD | |
| Up to 7 days | 25.9 | 62.2 | 31.1 | 74.7 | |
| Up to 14 days | 32.7 | 78.4 | 39.2 | 94.2 | |
| Up to 21 days | 34.2 | 82.2 | 41.1 | 98.6 | |
| Up to 1 month (30 days) | 45.1 | 108.3 | 54.2 | 130.0 | |
| Up to 2 months (60 days) | 74.2 | 178.0 | 89.1 | 213.7 | |
| Up to 3 months (90 days) | 125.5 | 301.3 | 150.7 | 361.7 | |
| Up to 4 months (120 days) | 174.8 | 419.5 | 209.9 | 503.7 | |
| Up to 5 months (150 days) | 230.3 | 552.7 | 276.5 | 663.6 | |
| Up to 6 months (180 days) | 332.5 | 798.0 | 399.2 | 958.0 | |
| Up to 1 year multiple trips | 490.2 | 1176.4 | 5885 | 1412.4 | |
For Asia Pacific
|
100% Reinsurance premium in USD |
Plan 1
|
Plan 2 | |||
| Individual | Family | Individual | Family | ||
| Tenure | USD | USD | USD | USD | |
| Up to 7 days | 19.1 | 45.8 | 22.9 | 55.0 | |
| Up to 14 days | 23.3 | 56.0 | 28.0 | 67.3 | |
| Up to 21 days | 24.4 | 58.6 | 29.3 | 70.3 | |
| Up to 1 month (30 days) | 31.8 | 76.4 | 38.2 | 91.7 | |
| Up to 2 months (60 days) | 40.3 | 96.8 | 48.4 | 116.2 | |
| Up to 3 months (90 days) | 55.2 | 132.4 | 66.2 | 159.0 | |
| Up to 4 months (120 days) | 90.2 | 216.4 | 108.3 | 259.9 | |
| Up to 5 months (150 days) | 108.2 | 259.7 | 129.9 | 311.8 | |
| Up to 6 months (180 days) | 132.6 | 318.3 | 159.2 | 382.1 | |
| Up to 1 year multiple trips | 175.1 | 420.2 | 210.2 | 504.4 | |
For Worldwide 1 (Excluding USA and Canada)
|
100% Reinsurance premium in USD |
Plan 1 | Plan 2 | |||
| Individual | Family | Individual | Family | ||
| Tenure | USD | USD | USD | USD | |
| Up to 7 days | 24.3 | 58.3 | 29.1 | 69.9 | |
| Up to 14 days | 30.3 | 72.8 | 36.4 | 87.4 | |
| Up to 21 days | 31.2 | 74.9 | 37.5 | 89.9 | |
| Up to 1 month (30 days) | 40.7 | 97.8 | 48.9 | 117.4 | |
| Up to 2 months (60 days) | 52.0 | 124.8 | 62.5 | 149.9 | |
| Up to 3 months (90 days) | 73.7 | 176.9 | 88.5 | 212.3 | |
| Up to 4 months (120 days) | 121.4 | 291.3 | 145.7 | 349.7 | |
| Up to 5 months (150 days) | 144.8 | 347.5 | 173.8 | 417.2 | |
| Up to 6 months (180 days) | 180.3 | 432.8 | 216.5 | 519.6 | |
| Up to 1 year multiple trips | 227.6 | 546.2 | 273.2 | 655.7 | |
For Worldwide 2 (Including USA and Canada)
|
100% Reinsurance premium in USD |
Plan 1 | Plan 2 | ||
| Individual | Family | Individual | Family | |
| Tenure | USD | USD | USD | USD |
| Up to 7 days | 45.4 | 108.9 | 54.5 | 130.8 |
| Up to 14 days | 57.2 | 137.3 | 68.7 | 164.8 |
| Up to 21 days | 59.9 | 143.8 | 71.9 | 172.6 |
| Up to 1 month (30 days) | 79.0 | 189.5 | 94.8 | 227.5 |
| Up to 2 months (60 days) | 129.8 | 311.5 | 155.8 | 374.0 |
| Up to 3 months (90 days) | 219.7 | 527.2 | 263.7 | 632.9 |
| Up to 4 months (120 days) | 305.9 | 734.2 | 367.3 | 881.4 |
| Up to 5 months (150 days) | 403.0 | 967.3 | 483.9 | 1,161.3 |
| Up to 6 months (180 days) | 581.9 | 1,396.5 | 698.6 | 1,676.5 |
| Up to 1 year multiple trips | 857.8 | 2,058.8 | 1,029.8 | 2,471.6 |
Who Should Consider ITI?
Europe-Bound Travelers:
Perfect for those traveling to countries where travel insurance is mandatory for Visa approval.
Business and Entertainment Travelers:
Ideal for individuals embarking on international journeys for entertainment or business purposes.
Manpower Heading Abroad:
It is essential for those going overseas for work, to ensure their well-being and security.
Holiday Package Enthusiasts:
A must-have for anyone purchasing holiday packages to ensure a worry-free vacation.
Information Required for ITI:
To make the process seamless, gather the following information:
Travel Details
Personal Details
Passport Details
Passport Photo
Profile Photo
Covid Inclusion
Medical Condition Details
How to Avail ITI on Khalti:
Step 1: Visit the Khalti App:
Access the Khalti app on your mobile device or visit the website.
Step 2: Go to the Insurance Services Section
Select Travel Insurance
Step 3: Fill in Details:
Input your travel, personal, and medical information.
Step 4: Upload Documents:
Upload necessary documents, including passport details and photos.
Step 5: Review and Confirm:
Review your information and confirm your ITI coverage.
Note: You will receive the policy within a few minutes in your email or you can download it from the app too. For the original policy, you can collect it from the Head Office of Himalayan Everest Insurance office situated at Thapagaun, Kathmandu.
With International Travel Insurance from Khalti, embark on your journeys with confidence, knowing that you have a reliable companion ensuring your safety and security throughout your international adventures. Don’t let uncertainties dampen your travel spirit—explore the world with peace of mind!
Happy Using Khalti!
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