You might get confused, that in order to use Khalti, you need to have e-Banking or mobile banking credentials.  However, this is not true at all. Because you can load funds to Khalti from your ATM Cards for free.

In light of this, this article is dedicated to making everything clear for how you can load funds from your ATM Cards. Read on to know. How:

Steps to follow:

Step 1: Download and SignUp to Khalti from khalti.com/app

Step 2: Log in to Khalti using your phone number and password

Step 3: Go to the ‘Load Fund’ option on the home page and Select the ‘VISA/Mastercard’ option

Step 4: Select the ‘Nepali Debit/Credit Cards’ option

Step 5: Enter the amount you want to load to Khalti

Step 6: Enter ATM Card number mentioned, Expiry Date, Name on the Card and CVV Number and enter your email address

Step 7: Select the device (SMS/Email)  where you want to receive the OTP (One Time Password) for security reasons. Once you select the device, you will receive the OTP in the selected device.

Step 8: Enter the OTP and Tap on Submit button

Step 9: Your fund will be loaded successfully and you will receive a notification.


Few things important to note while trying to load from cards:

  1. The card must be 3D secured
  2. The card must be enabled for online payment from the issued card’s bank
  3. Visa / MasterCard / UnionPay
  4. Domestic Debit/ Credit Cards
  5. Maximum load of Rs 16,000 at once allowed
  6. Mandatory KYC verified Khalti accounts 

(if your KYC is not filled read more on how to fill here:  https://blog.khalti.com/tips/verify-khalti-kyc/)

We have waived off the charges for loading via cards from 26th March’2020 to 12th April’2020 to provide a seamless load facility from home.

At this global pandemic, we hope you all are safe and utilize this time by taking care of your loved ones and learning something new.

Stay Safe, Stay Home

After you load funds in Khalti, you are all set to make all types of bill payments instantly.


Got into a problem?

Reach out to our support team at:

Phone: 01-5970017

Whatsapp/Viber/SMS/Call: 9801165561

E-mail: support@khalti.com

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