From the comfort of your own home, you can now apply for NIC Asia’s Super Chamatkarik Loan straight through Khalti. Isn’t it amazing?

We hope that this new NIC Bank Super Chamatkarik Loan function, which is available only in the Khalti app, would make the loan application process easier for you.

What’s more amazing is that the Super Chamatkarik loan comes with the most competitive interest rate and attractive features.

(Age criteria for Loan: Auto Loan Above 20 years, Home Loan Above 21 years, and Business Loan Based on the year of business operation rather than the individual’s age.)


Super Chamatkarik exciting Loan Features:

  •         8.25% p.a. (interest rate locked for first 1 year)

(After the 1st year, the interest rate shall be then base rate and premium equaling 8.25%, in case the base rate after one year is more than 8.25%, the interest rate shall be equal to the base rate.)

  •         Loan processing is done within just 48 hours
  •         Admin fee 0.25% (Loan processing fee)


Super Chamatkarik Loan types and its limit:

Loan Type

Minimum Limit Maximum Limit

Home Loan

Rs.400,000 Rs.15,000,000
Auto Loan (Private) Rs.500,000


Auto Loan (Business) Rs.400,000


Business Loan Rs.1,600,000



Why should you opt for Nic Asia’s Super Chamatkarik Loan?

  •         The loan application process is paperless and fully digital.
  •         There is no need to visit the branch to submit the form.
  •         After the submission, the representative from NIC Asia Bank will contact you.

To know how to apply for the loan with Khalti, just follow these simple steps and you are all set!


How to apply for Nic Asia’s Super Chamatkarik Loan with Khalti?

Step 1: Signup and Login to Khalti from Khalti App or Khalti’s website – Khalti.com.

Step 2: Tap on the NIC Bank Super Chamatkarik Loan icon on the home screen.

Step 3: Now, click on the select the loan type according to your need and tap on Next.

Step 4: Fill up the form, enter the required details, and tap on Submit.


Now, after the Super Chamatkarik successful submission, a representative from NIC Asia bank will contact you and process the loan within just 48 hours!