Do you know? It is recommended that your insurance coverage be 20 times your income. But paying the premium for endowment insurance with such coverage can be challenging. That’s where Term Life Insurance comes: a smarter choice that ensures wide coverage at a minimal cost. Also, It is necessary to get protected against future unforeseen diagnoses as savings will not get enough to cover medical expenses for critical illness.
Khalti with MetLife Insurance as the partner offers
- Term Plus Critical Illness (CI) Insurance
Let’s explore more.
What is Term Plus CI Insurance ?
Term Plus CI insurance is a comprehensive plan similar to Term Life Insurance, but with the additional benefit. Not only does it protect against untimely demise, but it also provides coverage for critical illness (CI). You can select coverage options up to Rs. 7,00,000 for term life and up to Rs. 1,00,000 for critical illness.
What is covered in Critical Illness?
Major Cancers, Strokes, First Heart Attack, Serious Coronary Artery Disease, Heart Valve Surgery, Primary Pulmonary Hypertension; End Stage Lung Disease, End Stage Liver Failure, Fulminant Hepatitis, Kidney Failure, Coma, Aplastic Anaemia, Major Organ/Bone Marrow Transplantation are covered.
Your Choice of Coverage Options
|
For Term Life Coverage |
Critical Illness Coverage |
|
Rs. 1,00,000 to Rs. 7,00,000 |
Rs. 50,000 to Rs. 1,00,000 |
Subscription Charge
The Subscription Charge per year starts at
|
Rs. 145 |
The annual subscription charge varies according to the insurance coverage you choose and your age.
Steps
Step 1 : Go to Khalti Homepage
Step 2 : Go to Financial Services & Select ‘Insurance & Suraksha’
Step 3 : Choose ‘ ‘Term Plus CI Insurance’
Step 4 : Fill in the required details
Step 5 : Proceed to Pay
Note: You can subscribe to the insurance for Self as well as for Others.
How to Claim Coverage?
For Claim Procedure, Contact Us and provide required documents.
Contact Khalti Suraksha: 9702690251
Terms and Conditions
- The Eligible age is 18 to 60 years.
- Full Name of the insured should be the same as in their government approved IDs.
- Pre-existing illness, Suicides, Undeclared diseases, adventurous activities, Driving under influence are not covered.
- The subscriber must provide accurate and complete information of the insured.
- Claim of Term Life Insurance shall be provided to the nominee on the death of the insured.
- The insured must submit the necessary documents requested by Insurance Companies to proceed for the insurance claims.
- Khalti shall not be held responsible for any issues arising due to discrepancies in details and KYC documents submitted during the claim process.
- By subscribing, insured agrees to all the terms and conditions of the policy issued by Nepal Life Insurance.
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