- How to receive money in Khalti via Stripe?
It’s as simple as sending a request! Just follow these steps:
Create a Payment Request: In your Khalti app, go to the featured section or Search “Stripe” in the Search Bar & select Stripe. Choose your currency (like USD), enter the amount, and fill in your client’s or sender’s email and contact details.
Sender Receives Email: Your client will instantly get an email with a payment link. They can pay you easily using Visa Card, Mastercard, American Express, Discover, JCB, Apple Pay, Google Pay, Amazon Pay, WeChat Pay, Alipay, UnionPay, Samsung Pay etc.
Get Paid Instantly: Once they complete the payment, the money is processed through Stripe and lands directly in your Khalti wallet.
2. Who can use this payment feature?
This service is built for any globally connected Nepali who is a KYC verified Khalti user. It is perfect for freelancers, content creators, remote workers, families receiving funds from abroad, local SMEs, e-commerce platforms, and tourism-based businesses (like hotels and trekking agencies).
3. How long does it take to receive the money?
The money arrives instantly. Thanks to real-time settlement, as soon as the client successfully completes the payment on their end, the funds are immediately deposited into your Khalti Wallet. You no longer have to wait weeks for international bank transfers to clear.
4. What payment methods can my international clients use?
When your client opens the payment link, they will see a highly optimized checkout page. They can pay using their preferred methods, including Visa, Mastercard, Apple Pay, Google Pay, eBanking options and many others.
5. In what currency will I receive my money?
Your money will be deposited safely into your Khalti account in Nepalese Rupees (NPR).
Even though your clients or senders pay in their own local currency (like USD, EUR, or GBP), the funds are automatically converted to NPR before they reach you. We use competitive exchange rates to ensure you get the best value for your global earnings.
6. Is my money secure during the transfer?
Absolutely. Your transactions are protected by enterprise-grade security. Stripe utilizes world-class machine learning models to block fraudulent transactions, while Khalti operates on a highly secure, ISO 27001:2013 certified infrastructure.
7. Do I need a foreign bank account to receive these payments?
No, you do not need a foreign bank account, complex SWIFT codes, or unsupported international gateways. The money travels directly from the global market straight into your local Khalti Wallet.
8. Do I need to download a separate app to use Stripe?
No extra downloads are required. The Stripe integration is built directly into the Khalti App you already use. Simply ensure your app is updated and your account is KYC-verified to get started.
9. Can I Send money outside Nepal using this service?
At this time, the service is exclusively designed for inward transactions. It allows you to securely receive funds from over 100 countries, but outward transfers or sending money outside of Nepal is not currently supported.
10. Is LLC mandatory to avail the service?
No, the sender does not need an LLC, a registered business, or even a Stripe account. When you share your payment link, the sender simply clicks the link and with a simple one time KYC pays through a secure checkout page using standard consumer methods such as Visa, Mastercard, Apple Pay, Google Pay, eBanking options and many others.
11. I am a freelancer. If I request payment through Khalti, will my taxes be handled automatically?
Yes. When you request a payment through Khalti, your taxes are handled automatically.
- You’ll be required to provide your PAN (Permanent Account Number) during the request
- 5% advance tax (TDS) is automatically deducted before payout
- You receive the net amount in NPR after this deduction
- The deducted tax is recorded against your PAN and can be verified via platforms like the Nagarik App
12. How are my taxes handled?
- During the payment request process, you will be required to provide your PAN (Permanent Account Number).
- Applicable taxes are automatically calculated and deducted before payout
- You will receive the net amount in NPR after tax settlement
- All tax transactions are recorded against your PAN
- You can verify your tax details and statements through official platforms such as the Nagarik App This ensures your earnings remain fully compliant, transparent, and easy to track.
13. How much will I receive if I request USD 1,000?
The final amount you receive depends on the service fee, exchange rate, and applicable taxes. Here’s how it works:
A. Service Fee
13. How much will I receive if I request USD 1,000?
The final amount you receive depends on the service fee, exchange rate, and applicable taxes. Here’s how it works:
A. Service Fee
A 2% service fee is applied based on the transaction amount:
For a $1,000 request, a 2% service fee applies:
Service Fee = $20
Amount after fee = $980
B. Currency Conversion
The remaining amount is converted to NPR using the competitive exchange rate.
B. Currency Conversion
The remaining amount is converted to NPR using the competitive exchange rate.
Example rate: NPR 144/USD
NPR Amount = 980 × 144 = NPR 141,120
C. Tax Deduction (TDS)
A 5% advance tax (TDS) is deducted from the NPR amount:
